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Burial insurance, also known as funeral insurance or final expense insurance, is a type of life insurance that is specifically designed to cover the costs associated with a funeral and burial. Burial insurance can help provide peace of mind to loved ones by ensuring that funeral expenses are covered without adding financial burden during an already difficult time.
At Prestige Senior Benefits, we offer burial insurance plans to fit the needs, plans, and budget of our clients. Our licensed agents are highly qualified and experienced, and will work together with clients to find what plans fit their needs the best.
Simplified Issue Whole Life is a type of burial insurance plan that does not require a medical exam. This plan typically offers coverage amounts between $5,000 and $50,000, and the premiums are based on the applicant’s age, gender, and health status.
The application process for Simplified Issue Whole Life is relatively quick and easy. Applicants only need to answer a few health questions, and coverage can often be obtained immediately.
Guaranteed Issue Whole Life is a type of burial insurance plan that does not require a medical exam or health questions. This plan is typically offered to those who may have pre-existing medical conditions that would make it difficult to obtain coverage elsewhere.
Guaranteed Issue Whole Life plans typically offer coverage amounts between $5,000 and $25,000,
Term Insurance is a type of life insurance plan that provides coverage for a set period of time, typically between 5 and 30 years. This plan offers a higher coverage amount than Simplified Issue Whole Life or Guaranteed Issue Whole Life, but requires a medical exam and health underwriting.
Term Insurance plans can be an affordable option for those who are younger and in good health. Premiums for this plan are typically lower than those for Whole Life plans, but the coverage will expire at the end of the term.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by any government agency.